Who We Serve

Who we serve

Six audiences, one risk language

Banks & NBFCs

Origination scoring, portfolio monitoring, EDD on borrowers and vendors.

Cooperative banks & societies

White-label risk desk for UCBs, DCCBs and credit societies.

Insurers

Underwriting data for credit insurance, trade credit and surety bonds.

Corporates

Vendor and supply-chain risk, distributor and dealer assessment.

VC / PE & M&A

Investment and transaction due diligence, portfolio company monitoring.

Government & DFIs

Scheme-linked assessment at scale (e.g. CGTMSE, state MSME programmes, export promotion).

Focus areas

Where we go deep

01

Cooperative Risk Desk

White-label borrower assessment for UCBs, DCCBs and credit societies, an underserved segment.

02

Insurance & Surety

Underwriting data for credit insurance, trade credit and the emerging surety bond market.

03

Government Schemes at Scale

Assessment infrastructure for scheme-linked lending and MSME programmes.

Industry context

The numbers we build against

Banking & MSME

SCB gross NPA: 2.1% (Sep 2025), a multi-decade low
Bank fraud: ₹21,515 crore in H1 FY26, up ~30% YoY
MSME credit outstanding: ₹31.3 lakh crore FY25, +14.8% YoY
Unmet MSME credit gap: >₹25 lakh crore
Udyam-registered enterprises: 7.3 crore (Dec 2025)

Insurance

Life insurance premium: ₹8.86 lakh crore FY25, +7% YoY
Non-life gross direct premium: ₹3.08 lakh crore FY25, +6.2% YoY
Insurance penetration: 3.7% vs ~7.3% world average

Digital public infrastructure

2.61 billion financial accounts enabled for Account Aggregator sharing (Dec 2025)
₹1.47 lakh crore disbursed via AA in H1 FY26